AC-023 Hurricane Ian Disaster Areas
Hurricane Ian Disaster Areas
All loan closings and fundings are suspended until further notice for loans located in the following Florida counties:
Florida Counties
Broward, Charlotte, Citrus, Clay, Collier, De Soto, Duval, Flagler, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Inland Collier, Lee, Levy, Manatee, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Palm Beach, Pasco, Pinellas, Putnam, Saint Lucie, Saint Johns, Sarasota, Volusia
Additional states and counties may be affected depending on the path of the Hurricane, and further notices will be made accordingly.
Insurance Requirements
Proof of Homeowner’s Insurance and Flood Insurance (if applicable) remains unchanged and proper evidence of coverage must be provided in areas under a declared state of emergency.
Important: Applications for insurance are NOT acceptable as proof of insurance, refer to FLC Bank’s Hazard and Flood Insurance Policy posted in the Resource Center under the Closing Tab.
Disaster Inspection Procedures
Customers must follow FLCBank’s Disaster Inspection Procedures posted in the Resource Center, especially in relation to loans without an appraisal i.e. FHA Streamline Refinances, VA IRRRLs and Conventional Loans with Appraisal Waivers.