AC-036 2025 New Government Loan Limits
NOTICE TO ALL CUSTOMERS
New Government Loan Limits for 2025
Great News! Effective Tuesday, December 3, 2024, FLCBank is accepting new loan applications for FHA, USDA and VA loans utilizing 2025 Loan Limits.
2025 FHA Loan Limits
FHA announced via Mortgagee Letter 2024-21 the new loan limits for 2025 effective with FHA Case Numbers assigned/dated on or after January 1, 2025.
Customers may submit FHA loans using 2025 loan limits as long as the case number is dated on or after January 1, 2025.
- FHA’s Low-Cost Area Limits for 1-Unit Properties are increasing from $498,257 to $524,225.
- FHA’s High-Cost Area Limits for 1-Unit Properties are increasing from $1,149,825 to $1,209,750.