Holiday Schedule

2024 HOLIDAY DATES

December 24, Tuesday Closing at 2 p.m. ET
December 25, Wednesday Christmas Day
December 31, Tuesday Closing at 2 p.m. ET
2025 January 1, Wednesday New Year's Day

2025 HOLIDAY DATES

Dates	Holidays	Mortgage Operations & Underwriting	Wire Desk	Secondary Commitment & Lock Desk	Specific Business Day Rule ¹	GeneralBusiness Day Rule ²
Wednesday January 1	New Year’s Day	Closed	Closed	Closed	Is not counted
Monday January 20	Martin Luther King Jr. Day	ClosedA	Closed	Closed	Is not counted
Monday February 17	Presidents’ Day	Closed	Closed	Closed	Is not counted
Monday May 26	Memorial Day	Closed	Closed	Closed	Is not counted
Thursday June 19	Juneteenth	Closed	Closed	Closed	Is not counted
Friday July 4	Independence Day	Closed	Closed	Closed	Is not counted
Monday September 1	Labor Day	Closed	Closed	Closed	Is not counted
Monday October 13	Columbus Day/Indigenous Peoples’ Day	Closed	Closed	Closed	Is not counted	Is counted if a lender’s offices are open on that day.
Tuesday November 11	Veterans Day	Closed	Closed	Closed	Is not counted	Not counted if a lender’s offices are closed.
Thursday November 27	Thanksgiving Day	Closed	Closed	Closed	Is not counted
Friday November 28	Thanksgiving Friday	Closed	Closed	Closed	Is counted
Wednesday December 24	Christmas Eve	Close at 2:00PM	Close at 2:00PM	Close at 2:00PM	Is counted
Thursday December 25	Christmas Day	Closed	Closed	Closed	Is not counted
Wednesday December 31	New Year’s Eve	Close at 2:00PM	Close at 2:00PM	Close at 2:00PM	Is counted
Thursday January 1, 2026	New Year’s Day	Closed	Closed	Closed	Is not counted