VA and IRRRL Loans

FLCBank offers flexible guidelines and competitive rates. Backed by the U.S. Department of Veterans Affairs, VA home loans are among the few remaining options that offer up to 100% financing for eligible borrowers!

VA Loans

Serve those who have bravely served in the Armed Forces.

• Loans up to $1.5M
• 620+ FICO Up to 100% LTV
• Fixed-term only
• Single-family primary residence
• Purchase & cash-out refinance
• Available on single-family, PUDs, and VA approved condos

VA IRRRL

Allow your VA borrowers to take advantage of their VA benefits by streamlining their current VA loan into a lower interest rate.

• Unlimited LTV in most instances
• Loans up to $1.5M
• No appraisal required
• Fast closings, often less than 18 days
• Available on single-family, PUDs, and Condominiums
• Primary, second and investment properties eligible